Updated Mpesa Withdrawal and Sending Charges for 2025-2026

M-Pesa remains Kenya’s leading mobile money service, enabling seamless money transfers and withdrawals across the country and globally. As of 2025, Safaricom has updated its M-Pesa withdrawal and sending charges. Here’s an overview of the new fees, ensuring transparency and convenience for all users.

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1. M-Pesa Withdrawal Charges for 2025

Transaction Range (KES)	Charges (KES)
1 – 49	Free
50 – 100	11
101 – 500	29
501 – 1,000	29
1,001 – 1,500	29
1,501 – 2,500	29
2,501 – 3,500	52
3,501 – 5,000	69
5,001 – 7,500	87
7,501 – 10,000	115
10,001 – 15,000	167
15,001 – 20,000	185
20,001 – 35,000	197
35,001 – 50,000	278
50,001 – 250,000	309

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2. M-Pesa Transfer Charges for Registered Users

Transaction Range (KES)	Charges (KES)
1 – 49	Free
50 – 100	Free
101 – 500	7
501 – 1,000	13
1,001 – 1,500	23
1,501 – 2,500	33
2,501 – 3,500	53
3,501 – 5,000	57
5,001 – 7,500	78
7,501 – 10,000	90
10,001 – 15,000	100
15,001 – 20,000	105
20,001 – 35,000	108
35,001 – 50,000	108
50,001 – 250,000	108

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3. Pochi La Biashara Charges

Transaction Range (KES)	Charges (KES)
1 – 49	Free
50 – 100	Free
101 – 500	7
501 – 1,000	13
1,001 – 1,500	23
1,501 – 2,500	33
2,501 – 3,500	53
3,501 – 5,000	57
5,001 – 7,500	78
7,501 – 10,000	90
10,001 – 15,000	100
15,001 – 20,000	105
20,001 – 35,000	108
35,001 – 50,000	108
50,001 – 250,000	108

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4. M-Pesa Transfer Charges to Other Mobile Networks (Telkom & Airtel)

Transaction Range (KES)	Charges (KES)
1 – 49	Free
50 – 100	Free
101 – 500	7
501 – 1,000	13
1,001 – 1,500	23
1,501 – 2,500	33
2,501 – 3,500	53
3,501 – 5,000	57
5,001 – 7,500	78
7,501 – 10,000	90
10,001 – 15,000	100
15,001 – 20,000	105
20,001 – 35,000	108
35,001 – 50,000	108
50,001 – 250,000	108

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5. M-Pesa Transfer Charges to Unregistered Users

Transaction Range (KES)	Charges (KES)
1 – 49	N/A
50 – 100	N/A
101 – 500	47
501 – 1,000	51
1,001 – 1,500	61
1,501 – 2,500	76
2,501 – 3,500	115
3,501 – 5,000	139
5,001 – 7,500	171
7,501 – 10,000	211
10,001 – 15,000	273
15,001 – 20,000	296
20,001 – 35,000	309
35,001 – 50,000	318
50,001 – 250,000	318

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6. M-Pesa ATM Withdrawal Charges

Transaction Range (KES)	Charges (KES)
200 – 2,500	35
2,501 – 5,000	69
5,001 – 10,000	115
10,001 – 35,000	203

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Key Information for M-Pesa Users

1. Account Limits:
   • Maximum Account Balance: KES 500,000
   • Maximum Daily Transaction Value: KES 500,000
   • Maximum Per Transaction: KES 250,000
2. Minimum Withdrawal:
   Withdrawals below KES 50 are not allowed.
3. Reversal Requests:
   To reverse an incorrect transaction, forward the confirmation message to 456.
4. Earn Rewards:
   Users earn Bonga Points on every transaction.

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Conclusion

With these updated charges, M-Pesa continues to offer affordable and transparent solutions for money transfers and withdrawals. By understanding the new rates, users can make informed decisions, ensuring convenience and cost efficiency. Whether you’re sending money locally or using services like Pochi La Biashara, M-Pesa remains a cornerstone of Kenya’s cashless economy.